Making sense of the market: helping clients stay on track

Rates move. Headlines change. Clients notice quickly. 

What they need isn’t urgency, it’s clarity. 

What clients are experiencing 

In changing markets, clients are often: 

• unsure whether to act or wait  

• concerned about affordability  

• worried about rising payments  

This is where clear, practical guidance matters most. 

Moments like this highlight the value of advice. 

Brokers help clients: 

• understand their options  

• avoid rushed decisions  

How Perenna supports your cases 

We focus on helping you place cases with confidence. 

Key features: 

• Fixed rates from 5–15 years  

• Up to 95% LTV (where criteria allow)  

• 10% annual overpayments  

• No ERC on sale or move (subject to criteria)  

Designed to support: 

• Help to Buy exits  

• Higher-LTV remortgages  

• Clients with complex or non-standard profiles  

Why it matters? 

When markets shift, the goal stays the same – to help clients stay in control 

Flexible, longer-term options can: 

• reduce uncertainty  

• support planning  

• avoid unnecessary churn  

Markets will always change. 

Clear criteria, flexible products, and practical support help you keep clients on track – whatever happens next. 

Speak to the team or explore our range. 

For professional intermediaries only.

Correct at time of publishing.