Products
Home >Our current rates are shown below. Please note, rates are subject to change at short notice and to secure any product you must submit a full mortgage application.
Fees and Charges
- Where a Product Fee applies, this can either be added to the loan (up to a maximum 95% LTV), OR it can be deducted from the advance at completion.
- Remortgage products include a free basic valuation for mortgage purposes only.
- Remortgage products include fees assisted legal work.
- Purchase products are subject to a valuation fee as per our tariff of mortgage charges.
- Purchase application legal fees are payable by the customer to their chosen conveyancer. Please check that their conveyancer is on our legal panel using the search tool on our ‘Solicitor Panel’ page
- On the fixed for life product, where applicable, early repayment charges apply for five years from the date of legal completion. The amount of charge is based on a percentage of the value of the loan amount repaid.
- On the 7,10 and 15 year long-term fix products the ERC is only payable on refinance or on overpayments exceeding 10% per annum. ERCs are not payable if the property is sold or on full redemption from own funds.
Our Tariff of Mortgage Charges can be downloaded from the ‘Documents’ page.
Perenna Reversion Rate
Current Perenna Reversion Rate: 7.75%
The Perenna Reversion Rate is our version of what some lenders call a Standard Variable Rate (SVR). This is a variable interest rate that the mortgage will move to after any initial fixed-rate period ends. The rate can go up or down based on market conditions. Our Fixed for Life products do not have a reversion rate, but our other fixed rates do. We will write to customers as they approach the end of their initial fixed rate.
Intermediary Use Only
This site and the documents herein are for Intermediary Use Only and under no circumstances should be given, copied, or distributed to customers or potential customers. The products shown in the Product Guide do not include the APRC which customers need to make an informed decision when selecting a mortgage product. APRC details will be shown on the customer Illustration generated within the Intermediary Portal.
This site is for the use of registered Intermediaries only
Perenna Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 956138. Perenna Bank PLC is a company registered in England and Wales with company number 13084174. Our registered office is at The Bloomsbury Building, 10 Bloomsbury Way, London, WC1A 2SL
VAT number: 439664553
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