Helping Skilled workers access high-LTV mortgages

Around 150,000 people come to the UK each year on a Skilled Worker visa*. Many of these are Health and Care professionals supporting the NHS. 

For these workers, buying a home in the UK can be challenging. Some high street lenders ask for deposits of up to 25% if applicants do not have Permanent Rights to Reside. 

How Perenna helps? 

We offer lending of up to 95% LTV and 6× LTI for Skilled Worker applicants who meet our criteria. Joint applications are also accepted if the Skilled Worker meets the £50,000 minimum income. 

To qualify, applicants must meet the following criteria: 

• A minimum annual income of £50,000 for the visa holder. 

• A minimum residency in the UK of 18 months, with at least 12 months remaining on their visa. 

At Perenna, we are proud to support Skilled Workers with solutions that make homeownership possible, even in a challenging market. 

Our high-LTV lending options give brokers the tools to help clients achieve their goals with confidence and stability. 

Want to see how Perenna can help your clients? Explore our products, check eligibility, or get in touch with our team for guidance on complex cases. 

*Why do people come to the UK? Work – GOV.UK

Correct at time of publication