We are thrilled to announce that Perenna has completed the integration of Scroll Finance. 

Scroll was built to bring a modern approach to the mortgage market, a vision that aligned closely with Perenna’s. Its product range includes second-charge mortgages for buy-to let-investors, including both 2 and 5-year home equity loans, home equity lines of credit, and multi-property loans. 

Scroll will remain a separate brand focused on second charge lending. 

The move also supports our plans to launch first charge Buy-to-Let later this year. 

What this means for brokers? 

Bringing Perenna and Scroll together gives us more scope to create new lending solutions for brokers and their clients. 

As our offering grows, brokers will have more ways to support their clients. 

We will share more about first charge Buy-to-Let when it launches. 

Mil Consiglio joins Perenna 

Mil Consiglio is joining Perenna as Head of Sales. Mil will work with our broker network and help promote our broadening proposition. 

Ashish Kashyap, Deputy CEO and Chief Commercial Officer, said: 

“Perenna was founded to bring innovation and competition to the UK mortgage market, and it has had significant early success. As the business matures, we have the opportunity to diversify into segments of lending where borrowers and brokers continue to be underserved.”  

“Bringing together Perenna and Scroll’s complementary expertise gives us a strong platform from which to accelerate that ambition. Scroll brings established expertise in second charge lending, while our planned entry into first charge Buy to Let will further broaden the solutions we can offer.” 

“Mil joins us at an exciting point in that journey. His experience and relationships across the mortgage market will be invaluable as we strengthen our engagement with brokers, build awareness of our expanding proposition and pursue the next phase of our growth.” 

Mil Consiglio, Head of Sales at Perenna, added: “Perenna has a clear ambition to grow its presence in specialist lending, and the combination of Perenna and Scroll gives us a strong proposition to take to the broker market.” 

“My focus will be on supporting the continued evolution of our proposition, ensuring we deliver excellent outcomes for customers and equip our distribution teams with the solutions, processes and support needed to serve the broker market effectively. With first charge Buy- to-Let to come, we have a real opportunity to broaden our reach and help more customers meet their borrowing needs.” 

For professional intermediaries only.

Correct at time of publishing.

Openwork advisers can now access Perenna’s range of prime residential mortgages, giving them more options to support their clients. 

Our mortgages can help advisers support more clients with: 

• Increased borrowing power – up to 6x income, subject to criteria. 

• No ERCs when selling on our 5, 7, 10 and 15-year fixed rate products. 

• No maximum age limit – helping support a wider range of borrowing needs. 

• Flexible underwriting for more complex cases, subject to criteria. 

• New build lending up to 95% LTV on houses, with developer deposit contributions accepted, subject to criteria. 

We look forward to working with Openwork advisers and helping them support more clients with flexible mortgage options and great service. 

For professional intermediaries only.

Correct at time of publishing.

We’re delighted to have been named Best Mortgage Industry Newcomer at the What Mortgage Awards 2026. 

This award is a fantastic recognition of everything our team has achieved over the past year. From launching innovative products to supporting brokers and helping more people access homeownership, we’ve remained focused on building a bank that’s designed around real life. 

A huge thank you to our colleagues, broker partners and customers for your continued support, and congratulations to all of this year’s finalists and winners. 

We’re incredibly proud of this milestone and look forward to continuing to make homeownership simpler, more flexible and more accessible.

For professional intermediaries only.

Correct at time of publishing.

Perenna has been named Best Newcomer and Best Relationship Management at the Smart Money People Awards! 

These awards are based on real broker feedback, making them especially meaningful to us. 

What the brokers said matters most: 

• Clear and consistent communication 
• Strong support from Business Development, Intermediary Support and underwriting team 
• A relationship-led approach 

Brokers also praised our practical lending approach and long-term fixed rates, which give clients confidence and stability. 

At Perenna, strong partnerships make placing cases easier and help us support brokers every step of the way. 

We are grateful to all brokers who shared their feedback and continue to work with us. Your insight helps us improve, evolve, and keep delivering what matters most. 

Keep an eye on our LinkedIn feed, where we will be sharing some of the fantastic feedback we received. 

Correct at time of publishing. 

We are pleased to announce a new 5-year fixed mortgage in our range.

This gives brokers another flexible way to support clients.

Features:
• 5-year fixed rate, followed by the Perenna Reversion Rate (PRR)
• Rates starting from 4.68%
• 10% annual overpayment allowance
• Flexible ERCs – no charges if your client sells, moves, or repays with their own funds
• Up to 6x income at 95% LTV, no maximum age (subject to criteria)

This new product gives you another option to help clients access flexibility with structure. Alongside our 7, 10, and 15-year fixed products, Perenna continues to provide simple, transparent long-term solutions.

You may have spotted it on our socials – on 27th November, our team joined advisers, business owners, and introducers at the ICC in Birmingham to celebrate 25 years of Mortgage Advice Bureau at the MAB Conference. 

It was a busy day full of insight, learning, and conversations about the future of mortgage advice. 

Advisers visited stands, caught up with lenders and providers, and joined quick seminars on the trends set to shape the intermediary market in 2025. 

Our team spent the day with advisers, showing how Perenna’s 7–15 year fixed-rate mortgages give clients certainty and flexibility. Long-term stability is still a top priority for brokers and their clients. 

Our branded giveaways were a hit, with stress balls and playing cards flying off the stand first – proving that a little fun goes a long way in starting conversations! 

And then there was our balloon walkaround. It didn’t just turn heads – it got people talking! It was the perfect way to spark conversations and showcase Perenna’s bold presence across the venue (watch this space on LinkedIn for more highlights)! 

John Davison, Head of Product, Proposition & Distribution, said: “It was a great chance to reconnect with advisers and see how our long-term fixed solutions can support their clients. The demand for certainty and flexibility has never been higher.” 

Our three key takeaways 

1. 1. Certainty is top of mind
   Brokers are seeing clients demand long-term stability. Solutions like Perenna’s 7–15 year fixed rates help clients reduce risk and plan with confidence, giving you a clear value proposition to highlight. 
2. 2. Innovation drives the market
   Advisers are embracing flexible products and fresh advice models. Staying ahead with innovative solutions can help you stand out and better meet client needs. 
3. 3. Partnerships matter
   Face-to-face conversations proved the power of collaboration. Strong relationships with lenders and providers make your advice more relevant, and your clients’ outcomes stronger. 

Thank you to everyone who stopped by our stand, shared feedback or took the time to learn more about Perenna’s products. 

If we didn’t get a chance to catch up with you on the day, we would still love to speak with you! Find out how Perenna’s long-term fixed-rate mortgages can help you support clients: Contact Us | Perenna Brokers 

For professional intermediaries only. 

We are pleased to share that Perenna has been recognised once again at the 2025 Personal Finance Awards, one of the industry’s most trusted consumer-voted programmes. 

This year, we are proud to have been named Best Remortgage Lender for the second year in a row. 

This award reflects the trust borrowers place in our long-term fixed rate mortgages, and the strong partnerships we have built with brokers across the UK. Your support helps us deliver more certainty, flexibility and confidence to homeowners. 

We remain committed to supporting the intermediary community and working with you to create a nation of happy homeowners. We are excited for what is ahead. 

Thank you for being a vital part of our journey. 

Correct at time of publishing. 

On 5th November, brokers joined Janet Frame and Graham Laverty to see how Perenna’s long-term fixed-rate mortgages help clients plan with confidence and make brokers’ lives simpler. 

The session showed Perenna’s strengths and how our long-term fixed rates give brokers and clients more choice and confidence. 

Who was it for? 

Brokers looking to: 

• Understand updates to our long-term fixed range. 

• Learn how our flexible criteria can support a wider range of clients. 

• Refresh their knowledge of Perenna’s approach and proposition. 

We had strong attendance, with engagement throughout the Q&A session. Brokers asked thoughtful questions that showed how valuable the session was for their day-to-day work. 

What did we cover? 

Janet and Graham opened with an overview of Perenna and our key strengths, then explained how our long-term fixed rates give brokers the tools to offer clients certainty and stability. 

Key updates included: 

• New 7, 10, and 15-year fixed rates for more choice and flexibility 

• No ERC if a client sells, moves, or repays using their own funds 

• 10% annual overpayment allowance during the fixed period 

• No maximum age

• Up to 6x income (subject to criteria) at 95% LTV 

Using real examples, they showed how Perenna helps clients—from first-time buyers to later-life borrowers. 

Broker Q&A highlights 

The session featured pre-submitted and live questions, including: 

• Affordability for self-employed and older clients 

• Capital raising and interest-only options 

• Lifetime mortgages as repayment vehicles 

• Use of cryptocurrency and gifted deposits 

Janet and Graham tackled every question, showing Perenna’s flexible, common-sense approach to lending and case support. 

Missed it? 

Do not worry if you could not join live, we will be sharing clips and highlights from the session soon on LinkedIn. 

In the meantime, explore our long-term fixed rate range here: Long-term fixed rate mortgages | Perenna Brokers 

For personal support, contact our team: Contact Us | Perenna Brokers 

Stay tuned for our next Perenna Live session! 

Correct at time of publishing. 

We have expanded our range with new 7, 10 and 15-year fixed-rate products. These products are designed to give your clients financial confidence that lasts. 

At Perenna, we believe homeowners shouldn’t have to worry about rising interest rates. 

That’s why our long-term fixed rates offer both stability and flexibility. Your clients have peace of mind with fixed payments for a longer period – with no ERCs if they sell or move, and no other hidden penalties. 

Key features 

• Fixed rates from 7 to 15 years 

• No ERCs when clients sell – freedom to move when life changes 

• 10% annual overpayment allowance during the fixed period 

• Borrow up to 6x income at 95% LTV, subject to criteria 

• No maximum age 

Why it matters? 

In a market where certainty is key, these products help you provide tailored solutions for clients, from first-time buyers to later-life borrowers. 

Help your clients secure long-term stability with our 7–15 year fixed mortgages. 

For more information, check out our full product range. 

You can find out more about our long-term fixed rate mortgages here. 

Rates and content correct at time of publication. 

For professional intermediaries only.  

We have recently updated our mortgage servicing system. We have written to all affected customers to explain these changes. This ensures your clients are informed and that you can continue to provide guidance confidently. 

What does this mean for your customers? 

• The Perenna customer portal is no longer active. The broker portal is unchanged. 

• If your customers need to retrieve any documents or make changes to their account they can do so by contacting us directly. 

• A full overview of changes can be found in a letter your customer received in the post and in the terms and conditions. 

What do they need to do? 

No action is required. This update is for information only. 

If your customers have questions, they can call our Customer Service team on 0333 038 2430 or email admin@servicing.perenna.com. They can also visit our Help page for answers to the most frequently asked questions about their Perenna mortgage, documents, and their account. 

Correct at time of publishing.