Monthly payments that’ll never go up
The mortgage system is broken. Short-term lending has been the focus for too long. Work with us to offer stability with flexibility. No teaser rates, no rising payments, no shocks. Join the mortgage revolution!
![](https://intermediary.perenna.com/wp-content/uploads/2024/01/revolution_header.webp)
![](https://intermediary.perenna.com/wp-content/uploads/2024/01/revolution_mortgages.webp)
Fix for freedom
Just one fix could mean up to 40 years of certainty for you and your customers. Work with us to create a nation of happy homeowners (and brokers).
We’re changing the way mortgages are funded
We don’t rely on retail deposits. With long-term covered bonds we can offer long-term fixed rates with short ERCs of up to 5 years. The perfect mix of stability and flexibility. What’s not to like?
![](https://intermediary.perenna.com/wp-content/uploads/2024/01/flexibilty_as_standard_calc.webp)
![](https://intermediary.perenna.com/wp-content/uploads/2024/01/revolution_upside_down.webp)
Turning the mortgage world upside down
We’re offering the shakeup that could get first-time buyers on the property ladder sooner. A change that lets borrowers wave goodbye to rising monthly payments by fixing their rate for longer.
Increased borrowing power
No SVR-based stress tests here! This means your customer could borrow up to 6 times their income subject to eligibility and criteria.
![](https://intermediary.perenna.com/wp-content/uploads/2024/01/revolution_borrowing.webp)
![](https://intermediary.perenna.com/wp-content/uploads/2024/01/laterlife_borrowing.webp)
Age is but a number
It doesn’t matter whether they’re just starting out or enjoying retirement. Age is just a number to us. We don’t apply maximum age caps. Ever.
Defend their right to build a life
Think past the short-term solution. Consider the option that puts them back in control. Where they no longer need to build their life around their mortgage. Offering a longer-term fixed could give them the freedom to live the life they want to live.
![](https://intermediary.perenna.com/wp-content/uploads/2024/01/revolution_life.webp)
![](https://intermediary.perenna.com/wp-content/uploads/2024/01/revolution_application.webp)
Partnerships that last
We value the work that you do. That’s why we pay a proc fee at completion and trail commission when you review your customers’ needs.